Power Sustainable Finance with Data You Can Stand Behind
Net0 helps banks and financial institutions measure financed emissions, model decarbonisation pathways, and deliver credible sustainability insights across portfolios, operations, and sustainability-linked products.
Banking
Financial Services
Banking
Financial Services
Banking
Financial Services
Industry Challenges
Industry Challenges
Industry Challenges
When Finance Shapes Sustainability, Precision Matters
Unstructured Financed Emissions Data
Portfolios include clients across sectors and regions. Yet emissions data is often missing, inconsistent, or submitted in incompatible formats.
Unstructured Financed Emissions Data
Portfolios include clients across sectors and regions. Yet emissions data is often missing, inconsistent, or submitted in incompatible formats.
Unstructured Financed Emissions Data
Portfolios include clients across sectors and regions. Yet emissions data is often missing, inconsistent, or submitted in incompatible formats.
No Shared Metrics Across Sustainability-Linked Products
From climate-aligned mortgages to commercial lending, internal teams lack a unified way to define, monitor, and evaluate environmental performance.
No Shared Metrics Across Sustainability-Linked Products
From climate-aligned mortgages to commercial lending, internal teams lack a unified way to define, monitor, and evaluate environmental performance.
No Shared Metrics Across Sustainability-Linked Products
From climate-aligned mortgages to commercial lending, internal teams lack a unified way to define, monitor, and evaluate environmental performance.
Siloed Insights Across Portfolios and Divisions
Sustainability data sits with different teams—risk, lending, investment, ESG—with no consolidated system to track financed emissions or portfolio exposure.
Siloed Insights Across Portfolios and Divisions
Sustainability data sits with different teams—risk, lending, investment, ESG—with no consolidated system to track financed emissions or portfolio exposure.
Siloed Insights Across Portfolios and Divisions
Sustainability data sits with different teams—risk, lending, investment, ESG—with no consolidated system to track financed emissions or portfolio exposure.
Disconnect Between Commitments and Execution
Sustainability targets are often set at group level. Applying them across frontline operations—like credit terms or product development—remains a significant challenge.
Disconnect Between Commitments and Execution
Sustainability targets are often set at group level. Applying them across frontline operations—like credit terms or product development—remains a significant challenge.
Disconnect Between Commitments and Execution
Sustainability targets are often set at group level. Applying them across frontline operations—like credit terms or product development—remains a significant challenge.
Static Tools in a Shifting Sector
Decarbonisation planning requires adaptable models. Yet most institutions still rely on spreadsheets or legacy tools not built for scenario testing or rapid iteration.
Static Tools in a Shifting Sector
Decarbonisation planning requires adaptable models. Yet most institutions still rely on spreadsheets or legacy tools not built for scenario testing or rapid iteration.
Static Tools in a Shifting Sector
Decarbonisation planning requires adaptable models. Yet most institutions still rely on spreadsheets or legacy tools not built for scenario testing or rapid iteration.
Net0 helps financial institutions move from static tools to dynamic AI systems — linking emissions performance with lending, investment, and client engagement.
Net0 helps financial institutions move from static tools to dynamic AI systems — linking emissions performance with lending, investment, and client engagement.
Net0 helps financial institutions move from static tools to dynamic AI systems — linking emissions performance with lending, investment, and client engagement.
Financial institutions play a pivotal role in accelerating climate progress. Every lending decision, investment allocation, and product design has sustainability implications—yet most organisations still lack the infrastructure to turn that influence into measurable outcomes.
Solutions
Solutions
Solutions
Modular Sustainability Intelligence for Financial Institutions
Modular Sustainability Intelligence for Financial Institutions
Modular Sustainability Intelligence for Financial Institutions
Net0 equips banks and financial services firms with modular, AI-powered tools to measure financed emissions, track portfolio-level impact, and support the design and execution of sustainability-linked products. Whether you're building internal systems, responding to investor expectations, or aligning your portfolio with climate goals, our proprietary AI tools adapt to your data, clients, and operations.
Net0 equips banks and financial services firms with modular, AI-powered tools to measure financed emissions, track portfolio-level impact, and support the design and execution of sustainability-linked products. Whether you're building internal systems, responding to investor expectations, or aligning your portfolio with climate goals, our proprietary AI tools adapt to your data, clients, and operations.
Net0 equips banks and financial services firms with modular, AI-powered tools to measure financed emissions, track portfolio-level impact, and support the design and execution of sustainability-linked products. Whether you're building internal systems, responding to investor expectations, or aligning your portfolio with climate goals, our proprietary AI tools adapt to your data, clients, and operations.
🧮 Financed Emissions Modelling for Loans and Investments
Measure emissions linked to mortgages, project finance, business loans, equity stakes, and insurance products
Integrate emissions modelling into underwriting, lending, and investment workflows
Align financed emissions with global protocols like PCAF or internal benchmarks
🧮 Financed Emissions Modelling for Loans and Investments
Measure emissions linked to mortgages, project finance, business loans, equity stakes, and insurance products
Integrate emissions modelling into underwriting, lending, and investment workflows
Align financed emissions with global protocols like PCAF or internal benchmarks
💼 Product-Level Sustainability Tracking
Create data structures for sustainability-linked loans, mortgages, and investment products
Define and monitor environmental KPIs per product or segment
Link emissions data to client performance incentives or internal risk metrics
📊 Portfolio-Wide Carbon Intelligence
Unify sustainability data across business units, asset classes, and geographies
Track financed emissions coverage, intensity, and reduction progress
Enable scenario modelling and performance dashboards at group or division level
⚙️ Operational Emissions and Resource Oversight
Measure Scope 1 and 2 emissions across corporate offices, branches, and data centers
Track emissions from procurement, business travel, and internal operations
Enable internal sustainability governance with audit-ready reporting
🧮 Financed Emissions Modelling for Loans and Investments
Measure emissions linked to mortgages, project finance, business loans, equity stakes, and insurance products
Integrate emissions modelling into underwriting, lending, and investment workflows
Align financed emissions with global protocols like PCAF or internal benchmarks
Net0 enables financial institutions to embed sustainability into both their operations and the capital they move, with the flexibility to build at the pace and complexity the sector demands.
Net0 enables financial institutions to embed sustainability into both their operations and the capital they move, with the flexibility to build at the pace and complexity the sector demands.
Net0 enables financial institutions to embed sustainability into both their operations and the capital they move, with the flexibility to build at the pace and complexity the sector demands.
Real-Time Sustainability Intelligence
Real-Time Sustainability Intelligence
Real-Time Sustainability Intelligence
Make Finance Smarter, Cleaner, and Ready for What’s Next
With Net0, financial institutions can unlock real-time sustainability insight—across financed emissions, operational impact, and portfolio-wide performance. Our AI models transform raw inputs into actionable intelligence that supports high-stakes decision-making and long-term strategy.
Connect and Structure Financed Emissions Data Instantly
Net0 brings together client- and portfolio-level data from across your systems and formats—applying automation to clean, classify, and validate it for reporting and analysis.
Auto-tag loans and assets by emissions profile, sector, and location
Standardize fragmented data into usable formats
Detect missing values, flag inconsistencies, and apply confidence scoring
Model Portfolio Impact in Real Time
Simulate how different strategic decisions affect your institution’s emissions trajectory—across regions, asset classes, or product lines.
Forecast decarbonisation pathways under multiple scenarios
Compare reduction strategies by business unit or geography
Guide lending and investment choices with predictive modelling
Tailor Insights to Each Decision-Maker
Every stakeholder—from relationship managers to strategy leads—gets access to the metrics that matter most to them.
Build role-specific dashboards with flexible filters
Surface emissions insights alongside financial KPIs
Enable internal alignment with data that adapts to the user
Scale Across Portfolios, Products, and Regions
Whether you operate in one market or 20, Net0 scales with your complexity—no rebuild required.
Configure by asset class, financial instrument, or regional structure
Extend use cases from core lending to insurance, private equity, or corporate banking
Support local teams with tailored views while maintaining group-level governance
Real-World Impact
Real-World Impact
Real-World Impact
What Financial Institutions Could Build with Net0
Regional Bank Expanding Sustainability-Linked Lending
💡 Challenge:
The product team needed a reliable way to evaluate environmental performance across a growing portfolio of sustainability-linked loans, but struggled with inconsistent borrower data and no system to validate impact or calculate emissions savings. This lack of visibility made it difficult to structure performance-based incentives or meet internal oversight standards.
🎯 Net0 Solution:
Build a data framework to track and validate emissions KPIs per borrower. Configure borrower-facing workflows for data input, apply AI models for gap detection and emissions estimation, and generate performance insights mapped to loan terms and internal impact targets.
Regional Bank Expanding Sustainability-Linked Lending
💡 Challenge:
The product team needed a reliable way to evaluate environmental performance across a growing portfolio of sustainability-linked loans, but struggled with inconsistent borrower data and no system to validate impact or calculate emissions savings. This lack of visibility made it difficult to structure performance-based incentives or meet internal oversight standards.
🎯 Net0 Solution:
Build a data framework to track and validate emissions KPIs per borrower. Configure borrower-facing workflows for data input, apply AI models for gap detection and emissions estimation, and generate performance insights mapped to loan terms and internal impact targets.
💚 Outcome:
Regional Bank Expanding Sustainability-Linked Lending
💡 Challenge:
The product team needed a reliable way to evaluate environmental performance across a growing portfolio of sustainability-linked loans, but struggled with inconsistent borrower data and no system to validate impact or calculate emissions savings. This lack of visibility made it difficult to structure performance-based incentives or meet internal oversight standards.
🎯 Net0 Solution:
Build a data framework to track and validate emissions KPIs per borrower. Configure borrower-facing workflows for data input, apply AI models for gap detection and emissions estimation, and generate performance insights mapped to loan terms and internal impact targets.
See What AI-Driven Sustainability Looks Like
Net0’s scalable architecture and AI-driven automation gave GEMS the ability to measure, manage, and act on emissions data across all campuses—quickly, accurately, and at scale.
See What AI-Driven Sustainability Looks Like
Net0’s scalable architecture and AI-driven automation gave GEMS the ability to measure, manage, and act on emissions data across all campuses—quickly, accurately, and at scale.
See What AI-Driven Sustainability Looks Like
Net0’s scalable architecture and AI-driven automation gave GEMS the ability to measure, manage, and act on emissions data across all campuses—quickly, accurately, and at scale.
Frequently Asked Questions
How does Net0 help measure financed emissions across complex portfolios?
Net0 uses a modular architecture to track emissions across loans, investments, and insurance products. Our AI models classify financial instruments, apply relevant emissions factors, and flag missing or inconsistent data. Institutions can use client-submitted data, third-party benchmarks, or internal proxies—structured into decision-ready insights.
How does Net0 help measure financed emissions across complex portfolios?
Net0 uses a modular architecture to track emissions across loans, investments, and insurance products. Our AI models classify financial instruments, apply relevant emissions factors, and flag missing or inconsistent data. Institutions can use client-submitted data, third-party benchmarks, or internal proxies—structured into decision-ready insights.
How does Net0 help measure financed emissions across complex portfolios?
Net0 uses a modular architecture to track emissions across loans, investments, and insurance products. Our AI models classify financial instruments, apply relevant emissions factors, and flag missing or inconsistent data. Institutions can use client-submitted data, third-party benchmarks, or internal proxies—structured into decision-ready insights.
Can Net0 support the design and monitoring of sustainability-linked financial products?
Yes. Net0 configures emissions tracking workflows that align with the logic of sustainability-linked products—allowing product teams to set clear environmental KPIs, validate performance over time, and generate auditable records for each offering. Whether it’s mortgages, SME loans, or corporate finance, performance thresholds can be linked to internal risk models or external disclosures.
Can Net0 support the design and monitoring of sustainability-linked financial products?
Yes. Net0 configures emissions tracking workflows that align with the logic of sustainability-linked products—allowing product teams to set clear environmental KPIs, validate performance over time, and generate auditable records for each offering. Whether it’s mortgages, SME loans, or corporate finance, performance thresholds can be linked to internal risk models or external disclosures.
Can Net0 support the design and monitoring of sustainability-linked financial products?
Yes. Net0 configures emissions tracking workflows that align with the logic of sustainability-linked products—allowing product teams to set clear environmental KPIs, validate performance over time, and generate auditable records for each offering. Whether it’s mortgages, SME loans, or corporate finance, performance thresholds can be linked to internal risk models or external disclosures.
How can Net0 help run decarbonisation models and simulate portfolio-level impact?
Net0 includes a simulation engine purpose-built for financial institutions. You can model emissions outcomes based on asset reallocations, product redesigns, or borrower transitions—across equity, debt, and real estate. The models update with new data and can be configured to reflect your internal strategy, market assumptions, or regulatory scenarios.
How can Net0 help run decarbonisation models and simulate portfolio-level impact?
Net0 includes a simulation engine purpose-built for financial institutions. You can model emissions outcomes based on asset reallocations, product redesigns, or borrower transitions—across equity, debt, and real estate. The models update with new data and can be configured to reflect your internal strategy, market assumptions, or regulatory scenarios.
How can Net0 help run decarbonisation models and simulate portfolio-level impact?
Net0 includes a simulation engine purpose-built for financial institutions. You can model emissions outcomes based on asset reallocations, product redesigns, or borrower transitions—across equity, debt, and real estate. The models update with new data and can be configured to reflect your internal strategy, market assumptions, or regulatory scenarios.
Can Net0 integrate with our existing core banking, investment, or analytics systems?
Yes. Net0 is designed to work alongside your existing infrastructure, including data lakes, analytics tools, and core financial systems. We support structured and unstructured inputs from client portals, internal databases, and vendor platforms—and build secure APIs and validation pipelines tailored to your environment.
Can Net0 integrate with our existing core banking, investment, or analytics systems?
Yes. Net0 is designed to work alongside your existing infrastructure, including data lakes, analytics tools, and core financial systems. We support structured and unstructured inputs from client portals, internal databases, and vendor platforms—and build secure APIs and validation pipelines tailored to your environment.
Can Net0 integrate with our existing core banking, investment, or analytics systems?
Yes. Net0 is designed to work alongside your existing infrastructure, including data lakes, analytics tools, and core financial systems. We support structured and unstructured inputs from client portals, internal databases, and vendor platforms—and build secure APIs and validation pipelines tailored to your environment.
How does Net0 support internal sustainability governance and decision-making?
Net0 enables banks to operationalise climate goals by embedding sustainability data into the systems your teams already use. Role-based dashboards and workflows make it easy for product teams, risk officers, and executives to access the insights they need—mapped to financial metrics, client performance, and strategic goals.
How does Net0 support internal sustainability governance and decision-making?
Net0 enables banks to operationalise climate goals by embedding sustainability data into the systems your teams already use. Role-based dashboards and workflows make it easy for product teams, risk officers, and executives to access the insights they need—mapped to financial metrics, client performance, and strategic goals.
How does Net0 support internal sustainability governance and decision-making?
Net0 enables banks to operationalise climate goals by embedding sustainability data into the systems your teams already use. Role-based dashboards and workflows make it easy for product teams, risk officers, and executives to access the insights they need—mapped to financial metrics, client performance, and strategic goals.
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